The home loan market is very competitive at the moment which is great news for borrowers. If you have decided to change banks then this is called refinancing. Your new bank will want to take security over your home. This means that you will need to instruct a solicitor to discharge your existing mortgage and replace it with a mortgage in favour of your new bank.

We help our client's refinance with all of the leading banks as well as other lenders. Many of the banks are now offering a contribution towards legal fees so make sure you ask your mortgage broker or personal banker if they can help. If you are thinking about refinancing or would like an obligation free quote then contact our office manager Wendy Anderson in the first instance